220 Collingwood Street
14 - Central City East, Kingston
$2,250,000
Ultimate Queens Property recently built from ground up. All furnishings included and ready for move-in. 5-minute walk to Queen's Campus. Seven bedrooms, each with individual ensuite and walk-in closet; no bedrooms on the main floor. Main floor double laundry machines, study room with 4 built-in desks, modern open concept kitchen and den with walk-in pantry and two full-size fridges. Huge walk-out deck with natural gas BBQ off of kitchen overlooking large backyard. Central air conditioning and central vacuum. 4 parking spaces including garage. Alarm system and cameras. Investors, property is tenanted under a signed lease effective May 1, 2026 to April 30, 2027, with renewal option, providing annual rental income of $126,000.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 2500-3000 sq. ft. |
| Property Tax | $12,000 |
| Lot Size | 65 ft x 130 ft |
| mls© Number | X13879958 |
| Listed By | FOREST HILL REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $11,517
- Property tax
- $1,000
- Heat allowance
- $150
- Housing costs
- $12,667 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$390,000
gross annual household income
- Payment at 4%
- $9,468 / mo
- Cash down
- $450,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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