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Listed 13 days ago

424 VICTORIA Street

14 - Central City East, Kingston

$674,900

Detached|1 1/2 Storey
3 | 2 | 3
About this home

Welcome to 424 Victoria Street, a charming detached home in Kingston's historic Williamsville neighbourhood only steps from Queen's University and Downtown Kingston. Today, this inviting property pairs that established neighbourhood setting with bright, open living spaces and a versatile layout. The main floor brings the living room, dining area, and kitchen together for easy everyday living and entertaining. Wood floors and generous windows create a warm atmosphere, while the kitchen features light cabinetry, recessed lighting, and a central island with breakfast-bar seating. Two main-floor bedrooms, a three-piece bathroom, and a separate powder room add practical convenience. Upstairs, a spacious loft with sloped ceilings and a skylight offers a welcoming retreat, with room for a home office, rec space, or an additional bedroom. The unfinished basement provides laundry facilities and ample storage. Outside, enjoy a rear deck overlooking a backyard framed by mature trees, along with a detached garage and side driveway. With its appealing combination of character, flexible space, and outdoor amenities, 424 Victoria Street offers an opportunity to make yourself at home in one of Kingston's longstanding central neighbourhoods.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,415
Lot Size33 ft x 99 ft
mls© NumberX13865882
Listed ByAXON REAL ESTATE BROKERAGE INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,454
Property tax
$368
Heat allowance
$150
Housing costs
$3,972 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $134,980
25-yr amortization

Income needed

$122,000

gross annual household income

Payment at 4%
$2,840 / mo
Cash down
$134,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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