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14 - Central City East, Kingston
$674,900
Welcome to 424 Victoria Street, a charming detached home in Kingston's historic Williamsville neighbourhood only steps from Queen's University and Downtown Kingston. Today, this inviting property pairs that established neighbourhood setting with bright, open living spaces and a versatile layout. The main floor brings the living room, dining area, and kitchen together for easy everyday living and entertaining. Wood floors and generous windows create a warm atmosphere, while the kitchen features light cabinetry, recessed lighting, and a central island with breakfast-bar seating. Two main-floor bedrooms, a three-piece bathroom, and a separate powder room add practical convenience. Upstairs, a spacious loft with sloped ceilings and a skylight offers a welcoming retreat, with room for a home office, rec space, or an additional bedroom. The unfinished basement provides laundry facilities and ample storage. Outside, enjoy a rear deck overlooking a backyard framed by mature trees, along with a detached garage and side driveway. With its appealing combination of character, flexible space, and outdoor amenities, 424 Victoria Street offers an opportunity to make yourself at home in one of Kingston's longstanding central neighbourhoods.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,415 |
| Lot Size | 33 ft x 99 ft |
| mls© Number | X13865882 |
| Listed By | AXON REAL ESTATE BROKERAGE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,454
- Property tax
- $368
- Heat allowance
- $150
- Housing costs
- $3,972 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$122,000
gross annual household income
- Payment at 4%
- $2,840 / mo
- Cash down
- $134,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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