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New3 days ago

218 Helen Street

14 - Central City East, Kingston

$590,000

Detached|Bungalow
2 | 2 | 2
About this home

Nestled in the sought-after Williamsville neighbourhood, this captivating bungalow offers a unique blend of character, comfort, and eco-conscious living! From its low-maintenance "no-mow" front garden to its inviting interior, this special property is full of charm. Inside, a bright, open-concept living and dining area welcomes you with a large front window and beautiful hardwood flooring. The cozy kitchen features granite countertops, while the main level also offers a primary bedroom, a second bedroom, and a full bathroom. There is also a bright, enclosed three-season sunroom (with insulated walls, ceiling, and floor) - a versatile space to enjoy. The finished lower level (with a side entrance) offers excellent flexibility for extended family, guests, or additional living space. This level features a spacious recreation room/bedroom, a kitchen area, a three-piece bathroom, laundry facilities, and plenty of storage. Enjoy the tranquil, nature-inspired setting, where the lush front yard attracts local birdlife, letting you birdwatch right from your front window! Wooden garden benches provide the perfect spot to sit back, relax, and enjoy the peaceful surroundings. The fully fenced backyard is complete with vegetable gardens, a goldfish pond, and is equipped with multiple rain barrels. There is also an impressive workshop/studio, offering abundant natural light through multiple windows, along with insulation and electricity for comfortable, year-round use. Adding exceptional value is the owned rooftop solar photovoltaic system, which generates an average of approximately $3,500 annually, helping offset energy costs while enhancing the property's long-term appeal. Ideally located close to parks, amenities, Queen's University, and downtown, this distinctive property offers urban convenience, versatile living space, and sustainable features.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,672
Lot Size40 ft x 130.12 ft
mls© NumberX14086786
Listed ByRE/MAX FINEST REALTY INC., BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,020
Property tax
$389
Heat allowance
$150
Housing costs
$3,559 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $118,000
25-yr amortization

Income needed

$110,000

gross annual household income

Payment at 4%
$2,483 / mo
Cash down
$118,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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