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Listed 11 days ago

101 Napier Street

14 - Central City East, Kingston

$775,000

Detached|2-Storey
3 | 1 | 8
About this home

Steps from parks, schools, and downtown amenities, 101 Napier Street delivers a blend of charm, functionality, and an expansive rear yard ideal for families and entertainers. Set on a beautiful deep lot in a prime Kingston neighbourhood, this 2 storey home offers 3 bedrooms, 1 bathroom, and a 2 car detached garage, combining character with thoughtful updates. The main floor features an open concept layout, creating a bright and welcoming space perfect for gatherings. The original hardwood flooring adds warmth and timeless appeal, while the updated kitchen showcases maple cabinetry, including extra tall uppers for enhanced storage and everyday convenience. Upstairs, three comfortable bedrooms and a full bath provide a practical layout suited to families, professionals, or investors. The rear yard is a standout feature - deep, private, and full of potential. Whether you envision gardening, family activities, or creating your own outdoor retreat, this lot offers exceptional space and flexibility. Located within the Winston Churchill School District and close to Kingston's best amenities, this property offers comfort, convenience, and an unbeatable lifestyle.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$8,477
Lot Size46 ft x 178.3 ft
mls© NumberX13876278
Listed ByROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,967
Property tax
$706
Heat allowance
$150
Housing costs
$4,823 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,000
25-yr amortization

Income needed

$148,000

gross annual household income

Payment at 4%
$3,261 / mo
Cash down
$155,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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