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Listed 1 month ago

298 College Street

14 - Central City East, Kingston

$574,900

Detached|1 1/2 Storey
2 | 1 | 2
About this home

Welcome to 298 College Street, a well-cared-for brick home in one of Kingston's most walkable and convenient downtown locations. Just a short walk to Queen's University, downtown Kingston, shops, restaurants, parks, and waterfront amenities, this property offers excellent flexibility for those seeking a centrally located residence or great investment property. The home features an updated kitchen, beautiful hardwood floors on both the main floor and upstairs, comfortable living spaces, and a thoughtful layout that has been well maintained over time. Outside, the deep lot provides a generous backyard space rarely found this close to the core, along with the added benefit of a detached garage for additional storage. With its prime location, mature lot, and strong overall appeal, 298 College Street is a fantastic opportunity in the heart of Kingston ready for its new owner.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,314
Lot Size33.02 ft x 100.09 ft
mls© NumberX13804514
Listed ByRE/MAX FINEST REALTY INC., BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,943
Property tax
$359
Heat allowance
$150
Housing costs
$3,452 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $114,980
25-yr amortization

Income needed

$106,000

gross annual household income

Payment at 4%
$2,419 / mo
Cash down
$114,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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