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Listed 18 days ago

19 Wolfe Street

18 - Central City West, Kingston

$640,000

Detached|Backsplit 3
3 | 2 | 4
About this home

If what you need right now is more connection, more support and a way to make life a little easier, 19 Wolfe Street offers exactly that. Currently configured for multi generational living, the home offers two distinct side-by-side spaces: a generous two-bedroom, two-level main residence and a bright one-bedroom, two-level garden suite. Because one is not stacked above or below the other, both feel bright, spacious and connected to the outdoors. Each has its own kitchen, full bathroom, laundry, backyard access and flexible additional space for an office, hobbies or overnight guests. Separate entrances provide independence, while an interior door makes it easy to move between the two sides when you want to spend time together-and remain entirely separate when you don't. The main residence opens through a practical mudroom foyer into an oversized traditional kitchen with abundant storage and plenty of counter space for those who love to cook or bake. Vaulted ceilings keep the main level bright and airy, while the two bedrooms, four-piece bathroom and laundry are just a few steps up. Entered through an enclosed solarium porch, the garden suite offers a sleek modern kitchenette, vaulted ceilings with a relaxed Cape Cod feel, sliding doors to the backyard and a cozy gas stove. A new heat pump with air conditioning and smart automated blinds add modern comfort and convenience. All appliances are included, and the driveway accommodates multiple vehicles. Centrally located between Union and Johnson Streets, the property is close to Queen's University's main and west campuses, downtown, the Kingston Centre, transit, shopping and everyday amenities. Whether it makes a first home more attainable or allows generations of a family to remain close, this is one home with room for more than one dream.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBacksplit 3
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,587
Lot Size55 ft x 130.69 ft
mls© NumberX13850662
Listed ByRE/MAX FINEST REALTY INC., BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,276
Property tax
$466
Heat allowance
$150
Housing costs
$3,891 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $128,000
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$128,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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