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Listed 2 months ago

244 Yonge Street

18 - Central City West, Kingston

$599,900

Detached|Bungalow
3 | 2 | 3
About this home

A traditional bungalow in a well-established Kingston neighbourhood has been in the same family since 1956, the year they built it. Set in a great location close to Lake Ontario and Portsmouth Olympic Harbour, you'll also have easy access to the waterfront walking trail, nearby parks, and Cataraqui Golf & Country Club.The home has seen several updates in recent years, including a renovated bathroom in 2025, new kitchen countertops and faucet in 2026, a new water heater in 2026, attic insulation added in 2021, and recent plumbing upgrades. They replaced the roof in 2013. They installed a new circuit board in the furnace in 2024.With its traditional bungalow layout, long history of family ownership, and a location that puts the waterfront and many west-central Kingston amenities close at hand, 244 Yonge Street offers a great opportunity for its next owner. The full basement includes a laundry/utility room, a two-piece bathroom, and a recreation room currently used for a mail-order business. No basement photos are included

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,576
Lot Size55 ft x 130 ft
mls© NumberX13726822
Listed ByCENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$381
Heat allowance
$150
Housing costs
$3,602 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$111,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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