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Listed 3 months ago

1158 Johnson Street

18 - Central City West, Kingston

$535,000

Detached|Bungalow
3 | 2 | 5
About this home

SAME OWNER SINCE 1974, WELL BUILT 3 BEDROOM BUNGALOW IN PRIME STUDENT AREA. CLOSE TO DOWNTOWN, ST LAWRENCE COLLEGE AND QUEENS UNIVERSITY, SEPARATE ENTRANCE TO FINISHED BASEMENT WITH BACHELOR APARTMENT WITH POTENTIAL TO ADD A SECOND BEDROOM.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,543
Lot Size60 ft x 120 ft
mls© NumberX13559038
Listed ByOAKWOOD REALTY CORPORATION

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,738
Property tax
$379
Heat allowance
$150
Housing costs
$3,267 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,000
25-yr amortization

Income needed

$101,000

gross annual household income

Payment at 4%
$2,251 / mo
Cash down
$107,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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