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Listed 2 months ago

635 Victoria Street

22 - East of Sir John A. Blvd, Kingston

$457,500

Detached|2-Storey
4 | 2 | 4
About this home

Welcome to 635 Victoria Street, a well kept 2 storey home offering a convenient central location close to everyday amenities, transit, parks, and shopping. Currently rented month to month at $2,600/month utilities included, this property provides flexibility for both investors and future owner occupiers. Inside, the home features 4 bedrooms and 2 full bathrooms, offering comfortable space for families, students, or shared living arrangements. The layout is functional and bright, with good flow between living areas and bedrooms. Recent updates include a new gas hot water tank (2025) and a new sump pump (2026), adding peace of mind for the next owner. Utilities average approximately $400/month, making the home efficient and predictable to maintain. The property also offers parking for up to 3 vehicles, a valuable feature in this neighbourhood. Set in a convenient, amenity rich neighbourhood with easy access to shopping, parks, and daily essentials, this home delivers comfort, practicality, and strong future potential.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$3,943
Lot Size33 ft x 132 ft
mls© NumberX13730788
Listed ByROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,342
Property tax
$329
Heat allowance
$150
Housing costs
$2,820 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $91,500
25-yr amortization

Income needed

$87,000

gross annual household income

Payment at 4%
$1,925 / mo
Cash down
$91,500

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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