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22 - East of Sir John A. Blvd, Kingston
$457,500
Welcome to 635 Victoria Street, a well kept 2 storey home offering a convenient central location close to everyday amenities, transit, parks, and shopping. Currently rented month to month at $2,600/month utilities included, this property provides flexibility for both investors and future owner occupiers. Inside, the home features 4 bedrooms and 2 full bathrooms, offering comfortable space for families, students, or shared living arrangements. The layout is functional and bright, with good flow between living areas and bedrooms. Recent updates include a new gas hot water tank (2025) and a new sump pump (2026), adding peace of mind for the next owner. Utilities average approximately $400/month, making the home efficient and predictable to maintain. The property also offers parking for up to 3 vehicles, a valuable feature in this neighbourhood. Set in a convenient, amenity rich neighbourhood with easy access to shopping, parks, and daily essentials, this home delivers comfort, practicality, and strong future potential.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,943 |
| Lot Size | 33 ft x 132 ft |
| mls© Number | X13730788 |
| Listed By | ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,342
- Property tax
- $329
- Heat allowance
- $150
- Housing costs
- $2,820 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$87,000
gross annual household income
- Payment at 4%
- $1,925 / mo
- Cash down
- $91,500
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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