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Featured
Listed 1 month ago

293 Albert Street

14 - Central City East, Kingston

$970,000

Detached|2-Storey
5 | 3 | 5
About this home

Welcome to a timeless red brick residence in the heart of Kingston's highly sought-after University District, where historic charm meets exceptional investment potential. This spacious 2-storey home with a finished loft offers 5 generous bedrooms, 3 bathrooms, and an abundance of character throughout. Beautiful original windows fill the home with natural light, while the expansive kitchen is anchored by a stunning bay window, creating the perfect space for everyday living and entertaining. Thoughtfully designed with extensive built-in cabinetry and exceptional storage throughout, this home offers the perfect balance of charm and functionality. Outside, the expansive backyard provides an ideal setting for entertaining, outdoor gatherings, or future possibilities, and is complemented by a detached one-car garage offering additional parking and storage. Perfectly positioned just steps from Queen's University, Kingston General Hospital, and the vibrant shops, cafes, restaurants, and nightlife along Princess Street, this property is equally appealing as a distinguished family home or an exceptional investment opportunity in one of Kingston's strongest rental markets. With waterfront parks, trails, and downtown Kingston all within walking distance, this is a rare opportunity to own a landmark home in one of the city's most desirable and consistently high-demand neighbourhoods. *Staged Photos are virtually staged*

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$9,620
Lot Size33 ft x 165 ft
mls© NumberX13768560
Listed ByROYAL LEPAGE SIGNATURE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,965
Property tax
$802
Heat allowance
$150
Housing costs
$5,917 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $194,000
25-yr amortization

Income needed

$182,000

gross annual household income

Payment at 4%
$4,082 / mo
Cash down
$194,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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