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Listed 3 months ago

29 O'neill Street

Lindsay, Kawartha Lakes

$739,900

Detached|2-Storey
4 | 3 | 6
About this home

Welcome to this beautiful two-storey, full-brick detached home in the highly sought-after Sugarwood Development in the vibrant community of Lindsay, Kawartha Lakes. Situated on a premium lot backing onto a serene pond, this home offers exceptional privacy and a fantastic family-friendly setting.The spacious second floor features four generously sized bedrooms and two full bathrooms, including a comfortable primary retreat. The bright and airy main level boasts an open-concept layout with an electric fireplace, creating the perfect space for everyday living and entertaining. A versatile main-floor den can easily serve as a home office, formal dining room, or fifth bedroom. For added convenience, the laundry room is located on the second floor.The basement comes with a legal permit for a two-bedroom apartment and a separate legal entrance. It has already been professionally framed, with substantial investment already completed-offering an excellent opportunity to finish it to your own taste while adding significant value and potential rental income.Ideally located close to parks, schools, hospitals, recreation facilities, shopping centres, and major amenities, this property combines comfort, convenience, and outstanding future potential.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$6,360
Lot Size42 ft x 104.96 ft
mls© NumberX13538132
Listed ByRE/MAX HALLMARK REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,787
Property tax
$530
Heat allowance
$150
Housing costs
$4,467 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $147,980
25-yr amortization

Income needed

$137,000

gross annual household income

Payment at 4%
$3,114 / mo
Cash down
$147,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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