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Listed 1 month ago

176 St Joseph Road

Lindsay, Kawartha Lakes

$749,000

Detached|2-Storey
4 | 3 | 4
About this home

Welcome to your dream home in Lindsay, Ontario, located in the desirable Sugarwood Community in the City of Kawartha Lakes. This full brick, detached home with a double car garage offers modern living on a premium lot with no rear neighbours and serene pond views from the backyard deck. This beautifully maintained one-year-old home features 4 spacious bedrooms and 2.5 bathrooms. It offers a bright, modern layout with high-quality upgrades, spacious principal rooms, and contemporary finishes throughout. The thoughtfully designed floor plan is ideal for families, providing both comfort and functionality. Highlights include the latest stainless steel appliances, hardwood flooring on the main level, a cozy fireplace on the ground floor, and an updated hardwood staircase with iron spindles. The upgraded side entrance to the basement offers excellent potential for future rental income. The unfinished basement provides a blank canvas, allowing you to design and customize the space to suit your needs. The open-concept design is perfect for everyday living and entertaining. Conveniently located just minutes from downtown Lindsay, with easy access to top-rated schools, parks, restaurants, and medical facilities. An excellent opportunity to own a modern detached home in a prime location-don't miss your chance to make this exceptional property yours.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age0-5
Size2500-3000 sq. ft.
Property Tax$5,266
Lot Size37.08 ft x 99.75 ft
mls© NumberX13767116
Listed ByRISING STAR REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,834
Property tax
$439
Heat allowance
$150
Housing costs
$4,423 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,800
25-yr amortization

Income needed

$136,000

gross annual household income

Payment at 4%
$3,152 / mo
Cash down
$149,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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