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Listed 2 months ago

186 St Joseph Road

Lindsay, Kawartha Lakes

$849,000

Detached|2-Storey
4 | 5 | 4
About this home

Welcome to this stunning brick/stone 2-storey detached home in the highly sought-after Sugarwood Development of Lindsay, Kawartha Lakes. Situated on a premium lot backing onto a tranquil pond with no rear neighbours, this impressive home offers over 3,000 sq. ft. of beautifully designed living space, combining modern luxury with peaceful natural surroundings.The main floor features hardwood flooring throughout, a bright open-concept family room with soaring open-to-above ceilings and a gas fireplace, a separate dining area, and a modern kitchen showcasing quartz countertops and a large centre island. A spacious mudroom with ample closet space adds everyday functionality.Upstairs, discover 4 generously sized bedrooms and 4 full bathrooms, offering exceptional comfort and privacy. The luxurious primary retreat features a five-piece ensuite and an exceptionally large walk-in closet. The second bedroom includes its own three-piece ensuite, while bedrooms three and four each enjoy attached bathrooms. Second-floor laundry adds convenience.The unfinished high basement offers excellent potential for additional living space, an in-law suite, or future rental income. Step outside and enjoy serene pond views with no homes directly behind you. Conveniently located close to parks, schools, hospitals, shopping, restaurants, and recreational facilities.A rare opportunity to own a spacious, luxurious home in a beautiful family-friendly community. Don't miss it!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age0-5
Size3000-3500 sq. ft.
Property Tax$6,652
Lot Size11.3 metres x 30.4 metres
mls© NumberX13673614
Listed ByHOMELIFE/MIRACLE REALTY LTD

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,346
Property tax
$554
Heat allowance
$150
Housing costs
$5,050 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,800
25-yr amortization

Income needed

$155,000

gross annual household income

Payment at 4%
$3,573 / mo
Cash down
$169,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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