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Listed 15 days ago

278 St Joseph Road

Lindsay, Kawartha Lakes

$684,900

Detached|2-Storey
3 | 4 | 6
About this home

Welcome to this beautiful, well-maintained 3+1 bedroom, 4-bathroom home, situated on a mature, fully fenced lot with mature trees adding privacy and character to the backyard. The main level offers a spacious living and dining area, along with a bright eat-in kitchen featuring granite countertops, a centre island and plenty of room for family meals. A walk-out to the composite deck creates an easy connection to the backyard and outdoor living space. The inviting family room, complete with fireplace, provides a warm and comfortable space to gather, while the convenience of main-floor laundry adds to the ease of everyday living. Upstairs, you'll find three generously sized bedrooms, including a spacious primary retreat with an updated 3-piece ensuite. An updated 4-piece main bathroom completes the upper level. The finished basement provides excellent additional living space, featuring an L-shaped recreation room, home office, gym area, fourth bedroom and 3-piece bathroom. Whether used for family activities, guests, working from home or relaxing, this versatile level offers plenty of flexibility. This home has been well maintained and features numerous important updates, including a gas furnace (2018), central air conditioning (2022), shingles, siding, eaves, aluminum fascia, soffit and eavestroughs (2023), updated bathrooms, and the majority of windows on the main and upper levels. Ideally located close to schools, parks, shopping and all amenities, this wonderful home offers a great combination of comfort, functionality and convenience. A warm and welcoming home with plenty of space for the whole family, inside and out!

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$5,099
Lot Size60 ft x 100 ft
mls© NumberX13850992
Listed ByRe/Max Hallmark First Group Realty Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,506
Property tax
$425
Heat allowance
$150
Housing costs
$4,081 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $136,980
25-yr amortization

Income needed

$126,000

gross annual household income

Payment at 4%
$2,882 / mo
Cash down
$136,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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