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Listed 24 days ago

168 Adelaide Street N

Lindsay, Kawartha Lakes

$535,000

Detached|Sidesplit
3 | 3 | 6
About this home

Located in Lindsay's highly desirable north end, this well maintained 3+1 bedroom, 3-bathroom home sits on a premium corner lot in a fabulous school district. The main level features engineered hardwood flooring, a bright and spacious living and dining area, and a well-appointed newer kitchen with a walkout to a private, tree-lined backyard-perfect for relaxing or entertaining.The upper level offers the convenience of second-floor laundry, a generous primary bedroom with a private ensuite, and two additional spacious bedrooms.The fully finished lower level has a separate entrance, kitchen, recreation room, bedroom, and full bathroom, making it ideal for a self-contained in-law suite with excellent income potential or extended family living. Large windows throughout flood the home with natural light, creating a bright, warm, and inviting atmosphere. Offering exceptional versatility in one of Lindsay's most sought-after family neighbourhoods, this is a property you won't want to miss.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleSidesplit
Approx. Age31-50
Size700-1100 sq. ft.
Property Tax$3,400
Lot Size75 ft x 139.39 ft
mls© NumberX13817650
Listed ByBirdhouse Realty Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,738
Property tax
$283
Heat allowance
$150
Housing costs
$3,172 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,000
25-yr amortization

Income needed

$98,000

gross annual household income

Payment at 4%
$2,251 / mo
Cash down
$107,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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