
















36 Mill Street
Lindsay, Kawartha Lakes
$365,000
Welcome to 36 Mill Street! Positioned on a large corner lot in a convenient area of Lindsay, this duplex offers an excellent opportunity for buyers seeking flexibility, income potential, and a future upside. Whether you are entering the market, expanding your investment portfolio or looking for a home with supplemental rental income, this property presents strong value. The upper unit features a bright and functional 2-bedroom layout that is ready for immediate occupancy or tenancy. The lower level contains a second 2-bedroom unit that is partially completed, giving the next owner the chance to finish the space to their liking and unlock additional revenue potential. The generous corner lot provides added outdoor space, easier access and a large driveway with lots of room for parking, making the property even more attractive for both owners and tenants. With Two separate living areas and multiple use possibilities, this is a property that can adapt to a variety of goals. Located just minutes from downtown, schools, parks, shopping, restaurants and essential amenities, the location adds everyday convenience and long-term appeal. Opportunities like this are hard to find - own a versatile duplex with room to grow in one of Lindsay's most practical locations.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $2,754 |
| Lot Size | 80.03 ft x 82.45 ft |
| mls© Number | X13097542 |
| Listed By | Royal LePage Frank Real Estate |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,868
- Property tax
- $230
- Heat allowance
- $150
- Housing costs
- $2,248 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$69,000
gross annual household income
- Payment at 4%
- $1,536 / mo
- Cash down
- $73,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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