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Price Change$419,999

36 Mill Street

Lindsay, Kawartha Lakes

$365,000

Detached|2-Storey
2 | 2 | 4
About this home

Welcome to 36 Mill Street! Positioned on a large corner lot in a convenient area of Lindsay, this duplex offers an excellent opportunity for buyers seeking flexibility, income potential, and a future upside. Whether you are entering the market, expanding your investment portfolio or looking for a home with supplemental rental income, this property presents strong value. The upper unit features a bright and functional 2-bedroom layout that is ready for immediate occupancy or tenancy. The lower level contains a second 2-bedroom unit that is partially completed, giving the next owner the chance to finish the space to their liking and unlock additional revenue potential. The generous corner lot provides added outdoor space, easier access and a large driveway with lots of room for parking, making the property even more attractive for both owners and tenants. With Two separate living areas and multiple use possibilities, this is a property that can adapt to a variety of goals. Located just minutes from downtown, schools, parks, shopping, restaurants and essential amenities, the location adds everyday convenience and long-term appeal. Opportunities like this are hard to find - own a versatile duplex with room to grow in one of Lindsay's most practical locations.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$2,754
Lot Size80.03 ft x 82.45 ft
mls© NumberX13097542
Listed ByRoyal LePage Frank Real Estate

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,868
Property tax
$230
Heat allowance
$150
Housing costs
$2,248 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $73,000
25-yr amortization

Income needed

$69,000

gross annual household income

Payment at 4%
$1,536 / mo
Cash down
$73,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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