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Listed 22 days ago

4 Bertie Street

Lindsay, Kawartha Lakes

$469,000

Detached|2-Storey
2 | 2 | 5
About this home

Welcome to 4 Bertie Street, a charming move-in-ready 2-storey home nestled on a quiet street in the heart of Lindsay! Perfect for first-time buyers, downsizers, or investors, this inviting home offers a bright and functional layout designed for comfortable everyday living. Step inside to a bright living room that flows seamlessly into the spacious kitchen, featuring ample cabinetry and storage. The adjoining dining area offers a walkout to the expansive rear deck with a covered gazebo, creating the perfect setting for summer barbecues, morning coffee, or entertaining family and friends while overlooking the large, level backyard. A spacious front deck provides another welcoming outdoor space to relax and enjoy the neighbourhood. The main floor also features the convenience of a laundry room and a 2-piece bathroom. Upstairs, you'll find two generously sized bedrooms and a well-appointed 4-piece bathroom. This home has seen numerous recent improvements, offering peace of mind for years to come. Over the past 2-3 years, updates include a new front screen door, garage roof, new soffit and fascia on both the house and garage, a new front deck, added attic insulation, backyard retaining wall, backyard shed, and a dedicated garbage storage shed. House shingles were replaced in 2021, and almost all appliances have been updated within the last three years, including the washer and dryer. The detached garage provides excellent storage, workshop potential, or covered parking. Ideally located close to parks, schools, shopping, and all the amenities Lindsay has to offer, this well-maintained property combines comfort, functionality, and exceptional value. Come see everything 4 Bertie Street has to offer and discover why this could be the perfect place to call home!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,684
Lot Size64.62 ft x 166.52 ft
mls© NumberX13828450
Listed ByCentury 21 United Realty Inc.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,401
Property tax
$224
Heat allowance
$150
Housing costs
$2,774 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $93,800
25-yr amortization

Income needed

$85,000

gross annual household income

Payment at 4%
$1,974 / mo
Cash down
$93,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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