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Price Change$499,900

92 St Patrick Street

Lindsay, Kawartha Lakes

$489,900

Detached|Bungalow
2 | 2 | 6
About this home

Welcome to this refreshed, all-brick bungalow, an ideal option for first-time buyers, young families, and downsizers alike! Tucked into a quiet area just seconds from Highway 36, this home offers convenient commuter access without sacrificing a peaceful setting. The bright main floor has been completely updated with a new kitchen, interior doors, fresh paint, lighting, a renovated 4-piece bathroom, and two nice sized bedrooms. A separate side entrance provides added flexibility and potential for rental income or an in-law suite. The unfinished lower level offers excellent opportunity to expand your living space, with large windows suitable for two additional bedrooms, plus an existing 2-piece bathroom with a rough-in for a shower. Outside, enjoy a low-maintenance lot, deck, and large detached garage ideal for storage, hobbies, or workspace. Move in, settle in, and enjoy a home with room to grow.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,368
Lot Size61.05 ft x 99.89 ft
mls© NumberX13799020
Listed ByAFFINITY GROUP PINNACLE REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,508
Property tax
$281
Heat allowance
$150
Housing costs
$2,938 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $97,980
25-yr amortization

Income needed

$90,000

gross annual household income

Payment at 4%
$2,062 / mo
Cash down
$97,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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