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Price Change$489,000

40 St Patrick Street

Lindsay, Kawartha Lakes

$454,900

Detached|1 1/2 Storey
3 | 2 | 6
About this home

Welcome to this spacious detached 1 1/2 storey home in a convenient Lindsay location. Plenty of flexibility for a variety of lifestyles.The main floor features bedroom or home office, 2nd floor 2 rooms and a functional layout suited to everyday family living, while the finished lower level offers two additional bedrooms, or Rec room a second bathroom-ideal for multi-generational living, growing families, students, guests, or those seeking additional space for an investment opportunity. This property provides a generous outdoor setting with room to enjoy, garden, play, or personalize to suit your needs. Move-in ready with opportunity to add your own style over time, this home offers a practical combination of space, versatility, and location. Conveniently located near grocery stores, restaurants, and everyday amenities, this is a great opportunity to enjoy comfortable living in the heart of Lindsay. Great Lot & Back Yard! Property is Sold As is Where is.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,638
Lot Size52.25 ft x 209 ft
mls© NumberX13722660
Listed ByTHE DIAMOND REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,328
Property tax
$220
Heat allowance
$150
Housing costs
$2,698 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $90,980
25-yr amortization

Income needed

$83,000

gross annual household income

Payment at 4%
$1,914 / mo
Cash down
$90,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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