3 Bertie Street
Lindsay, Kawartha Lakes
$439,900
3 bedroom, 1.5 bath updated and remodeled century home; ideal starter home backing to Kinsmen Park; neutral decor throughout along with easy care vinyl plank flooring on main floor; bright living room open to spacious dining room with built-in display shelves; wide casings/trim/baseboards highlight original charm of home; eat-in kitchen with multiple windows, white cabinetry and open shelving and access to rear yard; main floor laundry and powder room. Upper level complete with 3 bedrooms and 4 piece bath - ready to move in before Christmas; 100 amp electrical. Roof shingles +/- 1year old; FA gas furnace and central air +/-2021; Note: Separate vacant lot adjacent to this property.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,603 |
| Lot Size | 43.65 ft x 165 ft |
| mls© Number | X14032196 |
| Listed By | Re/Max All-Stars Realty Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,252
- Property tax
- $300
- Heat allowance
- $150
- Housing costs
- $2,702 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$83,000
gross annual household income
- Payment at 4%
- $1,851 / mo
- Cash down
- $87,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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