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Listed 11 days ago

40 Caroline Street

Lindsay, Kawartha Lakes

$799,900

Detached|2-Storey
2 | 2 | 10
About this home

Check out the multi media link button for full video! Charm and character abound in this fully updated circa 1880's farm house centrally located in Lindsay on a massive mature lot with towering maples. Hickory hardwood floors throughout main rooms; cozy sunroom with gas fireplace; spacious and bright living room with built-in electric fireplace and ceiling beams and open to dining area; two tone kitchen cabinetry and Dekton countertops grace the eat-in kitchen along with a double ceramic farmhouse sink and new appliances; main floor laundry with luxurious 3 piece bath; beautiful oak staircase to second floor; primary bedroom with custom closet (refinished doors from carriage house) and hickory hardwood floors; additional bedroom and stunning spa-like 4 piece bath; exceptional outdoor entertaining space complete with interlock , gardens and trees all professionally done. Night time ambiance with professional landscape lighting present a curb appeal surpassed by none. Rest and relax by a fire and cozy up with your refreshment and chat about the days activities. Wake up and enjoy your coffee on a covered front porch and watch the world go by. A detached restored carriage house completely renovated with separate electrical service, soffit, fascia, metal roof and custom stairs to loft area. (New garage doors coming!) Updates to the home include new gas furnace, all new electrical & new electrical service to the street, plumbing throughout home plus to the street including sewer line and water line, all new blown insulation, new metal roof, Smart Home thermostats, new eaves and leaf guards, new front side porch and back side porch with stone pillars, landscape lighting with transformer and Bluetooth connections. NOTE: Double lot may qualify for lot severance - buyer to make own inquiries. Attention to detail abounds through the home and carriage house renovations. This home is literally worry free for many years and is a wonderful place to call home.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$3,093
Lot Size132 ft x 136.9 ft
mls© NumberX13863280
Listed ByRe/Max All-Stars Realty Inc.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$258
Heat allowance
$150
Housing costs
$4,502 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$139,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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