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Listed 17 days ago

21 Sussex Street N

Lindsay, Kawartha Lakes

$650,000

Detached|2-Storey
4 | 2 | 3
About this home

This charming all-brick home offers timeless character with thoughtful modern updates. Just a short walk to downtown shopping, parks and schools, this property combines convenience with exceptional curb appeal. Inside, you'll find soaring ceilings, a blend of original and engineered hardwood flooring, fresh paint throughout, Hunter Douglas blinds, and an inviting layout featuring a cozy den with a gas fireplace, a spacious living room with a second gas fireplace, and an eat-in kitchen with granite countertops and a garden door leading to the backyard. A side entrance opens into a practical mudroom with additional storage. Outside, enjoy the impressive 20' x 20' stamped concrete patio with a gas BBQ hookup, stamped concrete walkway and front steps, new fencing, many updated windows and doors, and a detached garage with a paved driveway offering ample parking. Additional features include gas heating, central air conditioning, updated roof, eavestroughs and gutter guards. A wonderful opportunity to own a character home in a sought-after location. Seller provides no representations or warranties. Taxes estimated. Rental equipment and other fees are unknown.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$3,049
Lot Size44.79 ft x 84.86 ft
mls© NumberX13842960
Listed ByColdwell Banker Electric Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,327
Property tax
$254
Heat allowance
$150
Housing costs
$3,731 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $130,000
25-yr amortization

Income needed

$115,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$130,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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