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Listed 18 days ago

74 Adelaide Street S

Lindsay, Kawartha Lakes

$399,900

Detached|2-Storey
5 | 2 | 4
About this home

Discover this charming detached retreat in the heart of Lindsay, On.-where character meets modern versatility. A standout feature is the massive 194ft deep backyard. Long enough for a soccer match, lush gardens, or the potential to add a garage or garden suite. A private oasis rarely found so close to urban amenities. Step into a home designed for both warmth and functionality. Enclosed side entry-the perfect "mudroom" for busy lives. This modernized eat-in kitchen serves as the heart of the residence, flooded with natural light. With 5 bedrooms plus a versatile bonus room overlooking the massive backyard-the layout offers endless possibilities-perfect for a home office, 6th Bedroom, a vibrant playroom, or a cozy guest suite. Durable, seamless laminate flooring throughout the home. Two full bathrooms (one on each level) easily caters to a busy household or multi-tenant living. Whether you are looking for a family home or a strategic investment for student rental income, this property delivers the best of both worlds. A yard this size offers incredible potential for a Garden Suite or detached Garage/ADU conversion (subject to municipal approval), allowing you to potentially double your rental streams on a single property. Within walking distance to Fleming College. Minutes to grocery stores, Lindsay Square Mall, Kawartha skate park and the iconic Lindsay Drive-In. some photos have been digitally staged, size & color untouched.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,626
Lot Size40 ft x 193.38 ft
mls© NumberX13839832
Listed ByREMAX YOUR COMMUNITY REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$219
Heat allowance
$150
Housing costs
$2,416 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$74,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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