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Listed 26 days ago

20 Mary Street E

Lindsay, Kawartha Lakes

$779,000

Detached|2-Storey
3 | 1 | 4
About this home

Heritage Rail House Reborn! - Where Heritage Meets Modern Living - Welcome to an absolute dream of a home where you can step into yesteryear with all the modern amenities of today. Located on a 1/4 acre lot on a quiet residential street in the Town of Lindsay. A welcoming rebuilt and designed front covered porch where you can rest from a full day's activities with your favourite refreshment. Step inside and enjoy a home that will fill your heart. The entire home has been renovated and remodeled with today's conveniences while keeping the period feel and charm. Check out the video and photos for a visual of the trim, doors, and hardwood floors with neutral decor throughout. Walk out from the kitchen/dining area to a patio reborn for rest and relaxation overlooking an expansive lot with irrigated lawns and gardens. Front and rear yards are beautifully landscaped with hard and softscapes complimenting this home's exterior to provide an urban curb appeal to the envy of all; complete with landscape lighting for evening enjoyment; Updates, all within the past 2 years include: water heater, plumbing throughout house, watermain to street from house, all electrical with 200 amp panel, sump pump, Smart appliances (fridge, stove, microwave) lighting, siding, facia and eves, all windows, irrigation system for lawn, professionally landscaped with stone patios , with large shade trees, evergreens and gardens, landscape lighting, stone porch with balsam fir and True North flooring, black Rundle stone pillars, washer dryer in 2nd floor laundry, bathroom with his/hers vanity, natural maple hardwood throughout, oak staircase, restored & refurbished millwork throughout, darkening blinds on 2nd floor bdrm windows/bathroom, Smart thermostats, refurbished driveway (new gravel) NOTE: This property has gone through the severance application to sever the excess land for another building lot. A buyer can complete the severance if desired. All application documents are available.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,961
Lot Size82.5 ft x 133.32 ft
mls© NumberX13808956
Listed ByRe/Max All-Stars Realty Inc.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,987
Property tax
$247
Heat allowance
$150
Housing costs
$4,384 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,800
25-yr amortization

Income needed

$135,000

gross annual household income

Payment at 4%
$3,278 / mo
Cash down
$155,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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