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Listed 11 days ago

23 Wolfe Street

Lindsay, Kawartha Lakes

$449,900

Detached|1 1/2 Storey
1 | 1 | 4
About this home

Cute, comfortable and full of personality, this charming 1-storey home could be the perfect place to start-or the ideal spot to simplify. Tucked into a quiet area of town, it offers a manageable layout, some thoughtful updates and a backyard that's full of pleasant surprises. Step inside through the spacious entrance, where you'll immediately appreciate the generous storage-always a welcome feature in a smaller home. From there, the warm oak kitchen offers plenty of cabinetry and patio doors leading directly to the rear deck and yard, making it easy to take everyday living outdoors.A main-floor bedroom is conveniently located beside the home's bathroom with semi-ensuite access. Nicely updated, the bath features heated flooring and combined laundry facilities. Upstairs are two additional bedrooms tucked beneath the character-filled rooflines of this 1-storey home. One offers room for a queen bed and includes a closet, while the smaller bedroom is currently being used for storage and could also make a cozy office, hobby room or dressing room. There is cozy fireplace and vinyl windows add another practical feature. Outside may be where this property really surprises you. The pretty backyard has been thoughtfully landscaped with extensive interlocking brick, a garden pond, garden shed and a sea can providing an impressive amount of additional storage. An interlocking brick driveway completes the exterior. This is an older home, and with that comes some of the character and quirks you'd expect-including - but there's something genuinely endearing about it. If you're a first-time buyer looking to get into the market, or someone hoping to downsize to a smaller, more manageable home in a quiet location, this little property is definitely worth a look . (Furnace and C/A 2023, shingles 2025 and north side siding 2024.) * Affordability factor- average utilities: Hydro one: 1885/ year, Natural Gas including hot water tank - $1572./ year) *

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$2,349
Lot Size48.02 ft x 115.94 ft
mls© NumberX13867094
Listed ByRe/Max All-Stars Realty Inc.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,303
Property tax
$196
Heat allowance
$150
Housing costs
$2,649 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $89,980
25-yr amortization

Income needed

$81,000

gross annual household income

Payment at 4%
$1,893 / mo
Cash down
$89,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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