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Listed 2 months ago

20 Ferguson Place

Northcrest Ward 5, Peterborough

$679,000

Detached|Bungalow-Raised
2 | 2 | 3
About this home

Pride of ownership throughout this 2 plus 2 bedroom and two full bathroom north end raised bungalow. Parkview home on premium lot, with extensive upgrades by current owner, situated on a quiet cul-de-sac. House has Palladium windows and the basement windows are above ground enough to make it not feel like a basement at all, especially with the 9 ft high ceilings. Kitchen is open concept to spacious living room and has a walkout onto a deck with a view of a generous sized and well landscaped fully fenced yard. 1.5 car garage and double paved driveway. Walking distance to local shopping, schools, parks and other conveniences. This home has been loved by the same couple for 27 years and kept in immaculate condition. Newer furnace, washing machine, dishwasher, upgraded shower, and more all on a premium lot.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$5,970
Lot Size27.69 ft x 148.12 ft
mls© NumberX13695074
Listed ByRE/MAX HALLMARK EASTERN REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,475
Property tax
$498
Heat allowance
$150
Housing costs
$4,123 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,800
25-yr amortization

Income needed

$127,000

gross annual household income

Payment at 4%
$2,857 / mo
Cash down
$135,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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