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Northcrest Ward 5, Peterborough
$489,900
Welcome to 236 Gallagher St., a charming 3-bedroom, 2-bathroom bungalow tucked away on a quiet dead-end street. The main level features a functional galley-style eat-in kitchen with a walkout to the side yard, along with a spacious living room with original hardwood flooring and a large window that fills the space with natural light. Three comfortable bedrooms and a 4-piece bathroom complete the main floor. The lower level has been nicely finished and offers a spacious recreation room, laundry area, 2-piece bathroom, egress windows, and plenty of storage. Outside, enjoy a private setting surrounded by beautiful foliage and established gardens. Convenient parking for up to four vehicles. Updates include shingles (2012) and furnace (2020). Ideally located close to amenities, schools, parks, and everyday conveniences. A great opportunity to enjoy comfortable living in a quiet and established neighbourhood.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,485 |
| Lot Size | 60 ft x 106 ft |
| mls© Number | X14086542 |
| Listed By | Flat Rate Realty Corp. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,508
- Property tax
- $290
- Heat allowance
- $150
- Housing costs
- $2,948 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,062 / mo
- Cash down
- $97,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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