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New2 days ago

236 Gallagher Street

Northcrest Ward 5, Peterborough

$489,900

Detached|Bungalow
3 | 2 | 4
About this home

Welcome to 236 Gallagher St., a charming 3-bedroom, 2-bathroom bungalow tucked away on a quiet dead-end street. The main level features a functional galley-style eat-in kitchen with a walkout to the side yard, along with a spacious living room with original hardwood flooring and a large window that fills the space with natural light. Three comfortable bedrooms and a 4-piece bathroom complete the main floor. The lower level has been nicely finished and offers a spacious recreation room, laundry area, 2-piece bathroom, egress windows, and plenty of storage. Outside, enjoy a private setting surrounded by beautiful foliage and established gardens. Convenient parking for up to four vehicles. Updates include shingles (2012) and furnace (2020). Ideally located close to amenities, schools, parks, and everyday conveniences. A great opportunity to enjoy comfortable living in a quiet and established neighbourhood.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,485
Lot Size60 ft x 106 ft
mls© NumberX14086542
Listed ByFlat Rate Realty Corp.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,508
Property tax
$290
Heat allowance
$150
Housing costs
$2,948 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $97,980
25-yr amortization

Income needed

$91,000

gross annual household income

Payment at 4%
$2,062 / mo
Cash down
$97,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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