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14 - Central City East, Kingston
$574,900
Great downtown opportunity! Whether you're an investor or a first-time homebuyer looking to offset your mortgage, this well-maintained 5-bedroom detached home is a perfect fit. Designed for functionality and privacy, the layout features two distinct living spaces-each complete with its own dedicated laundry and kitchen. The main upper unit features a bright living room, three spacious bedrooms, 1.5 baths, and a newly updated kitchen. Downstairs, the basement unit has its own private separate entrance, two comfortable bedrooms, a modern 3-piece bath, a cozy living area, a functional kitchen, and independent laundry. Situated in a prime downtown location close to amenities, this versatile property offers fantastic income potential.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,495 |
| Lot Size | 41 ft x 145 ft |
| mls© Number | X13634778 |
| Listed By | ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,943
- Property tax
- $375
- Heat allowance
- $150
- Housing costs
- $3,467 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$107,000
gross annual household income
- Payment at 4%
- $2,419 / mo
- Cash down
- $114,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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