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Victoria Harbour, Tay
$799,900
Beautifully renovated 4 bedroom, 2 bathroom home offering flexible living spaces mere steps from Georgian Bay. Featuring a brand new custom kitchen with ample storage, hardwood throughout the second level, and a cozy gas fireplace with built-in cabinetry and TV mount. The upper level offers a spacious primary bedroom with a walk-in closet, plus an additional room perfect for a home office. Enjoy bright, south-facing sunrooms on both levels ideal for relaxing. The fully finished lower level includes a large rec room and second kitchen, currently set up as a wet bar. With multiple entrances, this home is well-suited for in-laws, multi-generational living, or a potential income. Plenty of storage throughout, including an additional main-level storage room. Outside, you'll find a large detached workshop with gas heat, plus a partially fenced patio area for summer enjoyment. Municipal water and sewer services. Located directly across from Georgian Bay and just steps to water access, a waterfront park, marina, and local dining. Swimming, boating, and all amenities, including grocery, LCBO, and convenience store, are close by. Municipal water and sewer services. Book your showing today!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 16-30 |
| Size | 2500-3000 sq. ft. |
| Property Tax | $4,734 |
| Lot Size | 50 ft x 144 ft |
| mls© Number | S13705914 |
| Listed By | Keller Williams Experience Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,094
- Property tax
- $395
- Heat allowance
- $150
- Housing costs
- $4,639 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$143,000
gross annual household income
- Payment at 4%
- $3,366 / mo
- Cash down
- $159,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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