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Victoria Harbour, Tay
$649,900
Welcome to this inviting raised bungalow nestled in the quaint village of Victoria Harbour, where relaxed lakeside living meets the comforts of home. Just steps from the beautiful waters of Georgian Bay and approximately a 15-minute walk to McKenzie Beach, this inviting property offers an ideal setting to enjoy everything the area offers. The home features a well-appointed kitchen with ample counter and cabinet space, complemented by stainless steel appliances. A beautiful deck overlooks the landscaped backyard - the perfect spot for morning coffee, summer gatherings, or simply relaxing and taking in the peaceful surroundings. The backyard is thoughtfully landscaped and includes a large garden shed and a lovely water feature, creating a private and tranquil outdoor retreat. Inside, the fully finished lower level provides valuable additional living space, featuring a walk-out leading directly to the backyard and deck. This home offers a wonderful combination of small-town charm, outdoor living, and easy access to Georgian Bay. Whether you're looking for a year-round residence, a place to enjoy weekends by the water, or a peaceful retreat, this property is ready to welcome you home.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $2,361 |
| Lot Size | 50 ft x 125 ft |
| mls© Number | S13662476 |
| Listed By | KELLER WILLIAMS EXPERIENCE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $197
- Heat allowance
- $150
- Housing costs
- $3,673 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$113,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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