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Victoria Harbour, Tay
$674,900
Top 5 Reasons You Will Love This Home: 1) Gorgeous 2-storey century home showcasing exceptional curb appeal with a classic brick and board and batten exterior, perfectly located in the heart of Victoria Harbour, just steps to the scenic Tay Trail, Queen's Cove Marina, McKenzie Beach, and local schools, while enjoying beautiful views of Georgian Bay right from the property 2) Thoughtfully updated to offer a seamless blend of contemporary finishes and historic charm, featuring original hardwood flooring throughout the main level, an inviting and versatile living space, a convenient main level primary bedroom with a walk-in closet, a modern 3-piece bathroom with a glass-walled shower, and main level laundry 3) Heart of the home presents a beautiful sunlit kitchen complete with heated ceramic tile flooring, sleek quartz countertops, a classic farmhouse sink, stainless steel appliances, a mosaic tile backsplash, and a functional centre island ideal for morning coffee and casual entertaining 4) Step outside to a private backyard paradise thoughtfully designed for sustainability and relaxation, featuring a massive 79'x187' lot with nine raised garden beds, including established strawberries, native wildflower gardens with echinacea and goldenrod, and a perennial sanctuary filled with culinary and medicinal herbs, including lavender, spearmint, chamomile, and lemon balm 5) Excellent parking accommodations for up to five vehicles, with a detached garage and a double-wide paved driveway, while the upper level offers a spacious multi-purpose den ideal for a home office or cozy sitting area, alongside two additional bright bedrooms and a second 3-piece bathroom highlighted by a beautiful clawfoot bathtub. 1,706 fin.sq.ft
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $2,520 |
| Lot Size | 79 ft x 187 ft |
| mls© Number | S13497194 |
| Listed By | FARIS TEAM REAL ESTATE BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,454
- Property tax
- $210
- Heat allowance
- $150
- Housing costs
- $3,814 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$117,000
gross annual household income
- Payment at 4%
- $2,840 / mo
- Cash down
- $134,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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