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Victoria Harbour, Tay
$489,900
"Welcome to this beautifully maintained and thoughtfully updated home in the heart of Victoria Harbour! Offering year-round living in a desirable waterfront community, this carpet-free property offers the perfect blend of comfort, functionality, and small-town charm, with the added benefit of mixed commercial/residential zoning for exceptional flexibility and future potential.The bright and inviting interior features spacious principal rooms and a well-designed layout ideal for everyday living and entertaining. The updated kitchen showcases elegant stone countertops, abundant cabinetry, and a seamless walkout to a private deck-the perfect setting for summer BBQs, morning coffee, or relaxing evenings outdoors.The fully finished lower level with separate walkout offers incredible versatility and excellent potential for an in-law suite, multi-generational living, rental income, or a live/work setup. Major updates provide added peace of mind, including shingles (2023), upgraded electrical panel and wiring (2018), and a high-efficiency direct vent boiler.The mixed commercial/residential zoning opens the door to a variety of permitted uses, making this property an attractive opportunity for investors, entrepreneurs, home-based businesses, or buyers seeking added long-term value and flexibility.Located just minutes from Georgian Bay waterfront access, beaches, parks, marina, trails, library, grocery stores, and local amenities, this property offers the ideal balance of peaceful living and everyday convenience. Enjoy the best of waterfront community living year round, with easy access to Highway 400 and Highway 12, while being only a short drive to Midland, Orillia, and Barrie. Walking distance to the boat launch.Whether you're looking for a full-time year-round residence, investment opportunity, business potential, or weekend retreat near the water, 172 William Street is a unique property you won't want to miss."
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 16-30 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,182 |
| Lot Size | 73.3 ft x 91.11 ft |
| mls© Number | S13686130 |
| Listed By | CENTURY 21 ATRIA REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,508
- Property tax
- $182
- Heat allowance
- $150
- Housing costs
- $2,839 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$87,000
gross annual household income
- Payment at 4%
- $2,062 / mo
- Cash down
- $97,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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