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Listed 15 days ago

397 William Street

Victoria Harbour, Tay

$479,000

Detached|2-Storey
3 | 3 | 6
About this home

This classic family home on an impressive sized lot in Victoria Harbour requires some work but with a little bit of elbow grease it is an excellent opportunity to make it your own. The main floor features a spacious living room, large country kitchen with walkouts to side yard and rear enclosed porch, a 4-pc bathroom with laundry, primary bedroom with 2-pc ensuite. The upper level has a family room and 2 nice size bedrooms and a 3-pc bathroom. Plenty of room for gardening, entertaining or simply unwinding at the end of the day. Additional features include a newer metal roof, 2 separate deck areas, storage shed and a 2-level shed. The massive lot would be perfect for your own detached garage/shop. The location is incredibly convenient. Close to local amenities, schools, access to Georgian Bay waterfront, parks, walking trails. So much to do - boating, fishing, swimming, hiking, cycling, snowmobiling, golfing, skiing, dining, tourist attractions and so much more. Minutes to Midland, Orillia and Barrie. Easy access to Hwy 400 and just 90 minutes to the GTA. This is a rare chance to get into a sought-after area. Incredible value at an affordable price. Don't miss this opportunity to make it yours. Call to schedule your own private viewing today! Some photo's are virtually staged.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$2,226
Lot Size86.13 ft x 318.18 ft
mls© NumberS13683720
Listed ByRoyal LePage In Touch Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,452
Property tax
$186
Heat allowance
$150
Housing costs
$2,787 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $95,800
25-yr amortization

Income needed

$86,000

gross annual household income

Payment at 4%
$2,016 / mo
Cash down
$95,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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