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Listed 4 months ago

148 Hoyt Avenue

Victoria Harbour, Tay

$799,900

Detached|Bungalow
3 | 1 | 3
About this home

Top 5 Reasons You Will Love This Home: 1) Exceptional Georgian Bay waterfront property offering 52.1' of direct shoreline with wide open views, a rock-solid dock, and desirable northwest exposure delivering unforgettable sunset evenings 2) A place where lasting family memories are made, from peaceful mornings by the water and endless summer days boating or swimming, to quiet evenings spent relaxing and unwinding away from the hustle of everyday life 3) Appreciate the convenience of municipal water and sewer, natural gas, and high-speed internet, all while being within walking distance to local amenities and offering quick access to Highway 400 for easy travel 4) Solid and well-maintained home showcasing an upgraded foundation and roof, ductless air conditioning, and a thoughtfully designed layout featuring a spacious living room, sunroom, and formal dining area that all capture the beautiful waterfront views 5) Offering strong long-term value and excellent flexibility, this property can be enjoyed as a seasonal getaway or transformed into a full four-season residence, backed by decades of pride of ownership since the 1980s. 1,245 fin.sq.ft.

Extras

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Got questions?

Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$3,926
Lot Size49.95 ft x 122.39 ft
mls© NumberS13126260
Listed ByFARIS TEAM REAL ESTATE BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$327
Heat allowance
$150
Housing costs
$4,571 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$141,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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