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New4 days ago

28 Lake Street

540 - Grimsby Beach, Grimsby

$939,900

Detached|2-Storey
4 | 3 | 6
About this home

Welcome to 28 Lake Street, where generous living space, thoughtful updates and the Niagara lifestyle come together in one of Grimsby's most desirable communities. Offering over 3,000 sq. ft. of finished living space, this 4-bedroom, 2.5-bathroom detached home provides the flexibility today's families need for everyday living, entertaining and working from home. The extensively renovated main floor is anchored by a beautifully updated kitchen featuring a large centre island, 36" induction cooktop, built-in wall oven, combination microwave/convection oven, 36" counter depth refrigerator, Bosch dishwasher, beverage fridge, Kraus sink, custom pantry storage, under-cabinet lighting and integrated recycling and central-vac features. Engineered hardwood flooring, pot lighting and an expanded laundry area continue the thoughtful 2024 updates throughout the main level. Upstairs, four spacious bedrooms include a primary retreat with walk-in closet and 5-piece ensuite. The primary shower was updated with glass and tile, while an additional 4-piece bathroom serves the remaining bedrooms. The finished lower level expands the home even further with a large open-concept recreation space, pot lighting, engineered hardwood flooring, storage and a bathroom rough-in-plus a unique children's climbing cave that adds a little extra fun. Outside, enjoy a fully fenced yard, deck, play structure and shed, while the attached double garage and private double-wide driveway provide parking for up to six vehicles. Located in the Grimsby Beach area, this home places you close to the water, beaches, trails, parks, schools, shopping, downtown amenities and recreation, with convenient highway access keeping Hamilton, Niagara and the GTA within easy reach. This is more than a home with space-it's a place designed to give you more ways to live, work, gather and enjoy everything Grimsby and Niagara have to offer.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$6,253
Lot Size39.47 ft x 173.15 ft
mls© NumberX14030834
Listed ByREVEL REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,811
Property tax
$521
Heat allowance
$150
Housing costs
$5,482 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $187,980
25-yr amortization

Income needed

$169,000

gross annual household income

Payment at 4%
$3,955 / mo
Cash down
$187,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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