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540 - Grimsby Beach, Grimsby
$899,900
Live steps from Lake Ontario in this spacious detached Grimsby home on a quiet crescent. Offering over 2,300 sq. ft. of above-grade living space, this home combines comfort, space and an enviable lakeside lifestyle with convenient QEW access. The bright main floor features soaring ceilings, a generous kitchen with large island and breakfast bar, family room with gas fireplace, walkout to a bonus sunroom, plus open-concept living and dining areas. Upstairs, three spacious bedrooms include a primary retreat with walk-in closet and 5-piece ensuite. The finished lower level offers flexible space for a recreation room, home office, gym or family hangout, with flooring updated in 2026. Recent updates include interior painting (2026), heat pump (2023), gas washer and dryer (2020), and roof shingles (2019). Enjoy easy access to the lake, waterfront parks, trails, GO Station, marina, beach, schools and amenities, plus QEW access for commuters.
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| Type | Detached |
| Style | 3-Storey |
| Approx. Age | 31-50 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $6,595 |
| Lot Size | 49.21 ft x 132.05 ft |
| mls© Number | X13746254 |
| Listed By | RE/MAX ESCARPMENT GOLFI REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,606
- Property tax
- $550
- Heat allowance
- $150
- Housing costs
- $5,306 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$163,000
gross annual household income
- Payment at 4%
- $3,787 / mo
- Cash down
- $179,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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