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Listed 1 month ago

12 Sumner Crescent

540 - Grimsby Beach, Grimsby

$899,900

Detached|3-Storey
3 | 3 | 5
About this home

Live steps from Lake Ontario in this spacious detached Grimsby home on a quiet crescent. Offering over 2,300 sq. ft. of above-grade living space, this home combines comfort, space and an enviable lakeside lifestyle with convenient QEW access. The bright main floor features soaring ceilings, a generous kitchen with large island and breakfast bar, family room with gas fireplace, walkout to a bonus sunroom, plus open-concept living and dining areas. Upstairs, three spacious bedrooms include a primary retreat with walk-in closet and 5-piece ensuite. The finished lower level offers flexible space for a recreation room, home office, gym or family hangout, with flooring updated in 2026. Recent updates include interior painting (2026), heat pump (2023), gas washer and dryer (2020), and roof shingles (2019). Enjoy easy access to the lake, waterfront parks, trails, GO Station, marina, beach, schools and amenities, plus QEW access for commuters.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style3-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$6,595
Lot Size49.21 ft x 132.05 ft
mls© NumberX13746254
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,606
Property tax
$550
Heat allowance
$150
Housing costs
$5,306 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,980
25-yr amortization

Income needed

$163,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$179,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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