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Listed 6 months ago

12 Sumner Crescent

540 - Grimsby Beach, Grimsby

$920,000

Detached|2-Storey
3 | 3 | 5
About this home

Set on a quiet crescent just steps from the lake, this Grimsby home offers the peaceful and established lifestyle buyers are searching for. Inside, over 2,300 sq. ft of well-designed living space delivers both comfort and versatility. The main floor welcomes you with a grand, airy entrance and soaring ceilings. At the heart of the home, a spacious kitchen with large island and breakfast bar overlooking the family room with gas fireplace and walkout to the bonus sunroom, creating the perfect backdrop for summer dinners, morning coffee, or a cozy reading retreat overlooking the rear yard. A separate open concept living and dining area provides space for entertaining, celebrations, or quiet evenings in. Also included on this level is main floor laundry, inside entry to garage, and guest half bath. Upstairs, a thoughtfully laid out upper level offers three generously sized bedrooms, including a private primary retreat overlooking the backyard, complete with a walk-in closet and a spacious 5 piece ensuite with separate shower and soaker tub. Two additional bedrooms share a large main bath, with ample storage throughout. The lower level is a blank canvas, with excellent potential for a recreation room, home gym, office, or additional living space. With thoughtful updates and worry-free maintenance already completed, including full interior painting (2026), heat pump (2023), washer and dryer (2020), and shingles (2019), this is a move-in-ready opportunity to enjoy a refined home in an exceptional lakeside neighbourhood. Located in one of Grimsby's most sought-after neighbourhoods, you're a short walk to Lake Ontario, waterfront parks, and scenic trails, while still enjoying quick access to the QEW for an easy commute to Niagara or the GTA. It's a setting that perfectly blends nature, convenience, and community.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$6,754
Lot Size49.21 ft x 132.05 ft
mls© NumberX13022132
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,709
Property tax
$563
Heat allowance
$150
Housing costs
$5,422 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $184,000
25-yr amortization

Income needed

$167,000

gross annual household income

Payment at 4%
$3,872 / mo
Cash down
$184,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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