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Listed 1 month ago

1 Twelfth Street

540 - Grimsby Beach, Grimsby

$2,199,000

Detached|2-Storey
3 | 4 | 4
About this home

Exceptional waterfront 3 +1 bedroom and 3.5 bathrooms detached home in Grimsby, offering a grand double door entry and an impressive foyer with soaring 16'11" ceilings. This well-appointed home features a beautiful wood staircase and a spacious layout designed for both comfortable living and entertaining. The bright living room showcases rich hardwood flooring and a charming wood-burning fireplace, while the inviting family room seamlessly opens to a stunning and expansive sunroom complete with a gas fireplace-perfect for relaxing and enjoying natural light year-round. The well-equipped kitchen features tile flooring, stainless steel appliances, a built-in wine rack, garburator, and abundant cabinetry and counter space. A separate dining area is ideal for hosting guests, while the breakfast area provides the perfect setting for morning coffee or tea. Main floor laundry adds everyday convenience. The upper level offers three generously sized bedrooms, 2 full bathrooms, and access to a charming balcony. The primary bedroom retreat includes a walk-in closet and a private ensuite with a tub and jacuzzi. The finished basement provides additional living space with a large recreation room featuring a gas fireplace, a dedicated office for working from home, an additional bedroom, a full bathroom, and ample storage. Step outside to enjoy a large deck, garden shed, and gas BBQ hookup, ideal for outdoor entertaining. The home also features a double garage with extra ceiling height and windows for added light. Just steps to the waterfront ,gazebo, and breathtaking sunsets. Close to parks, trails, schools, shopping, and easy highway access.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$11,112
Lot Size165.15 ft x 51.59 ft
mls© NumberX13801750
Listed ByRE/MAX ABOUTOWNE REALTY CORP.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$11,255
Property tax
$926
Heat allowance
$150
Housing costs
$12,331 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $439,800
25-yr amortization

Income needed

$379,000

gross annual household income

Payment at 4%
$9,254 / mo
Cash down
$439,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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