
















































31 Victoria Terrace N
540 - Grimsby Beach, Grimsby
$1,399,000
31 Victoria Terrace, Grimsby Ontario. Located in Historic Grimsby Beach, a quaint little beach community, on city sewer and water. Fronting on Lake Ontario with a fantastic view of Toronto. Easy access to QEW, both Niagara and Toronto bound. Beautiful Victorian with 4 bedrooms, 2 washrooms and beautiful gourmet kitchen. Surrounded by parklands, this home has been extensively updated. Driveway and courtyard are poured concrete. On the west side of the home is another deeded waterfront lot. On the east side of the home, a closed road allowance. Adjacent to that is a municipally owned lot (never to be built on). So lots of privacy is assured. The beach (approx. 1/4 mile long) and fishing pier within steps. Enjoy watersports, swimming or just plain beaching. It's like living at the cottage all year round without the hassle of sitting in traffic for hours.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
Ask our AI assistant
Schools, payments, offer timing, history — ask in plain words. This home is already in the conversation.
| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $6,620 |
| Lot Size | 40.09 ft x 50.11 ft |
| mls© Number | X13436304 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,161
- Property tax
- $552
- Heat allowance
- $150
- Housing costs
- $7,862 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$242,000
gross annual household income
- Payment at 4%
- $5,887 / mo
- Cash down
- $279,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.















































































































































































































































































































































































































































































































