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New3 days ago

429 Elizabeth Street

540 - Grimsby Beach, Grimsby

$649,900

Detached|Bungalow
2 | 1 | 4
About this home

BEACHSIDE CHARM MEETS MODERN COMFORT! Welcome to 429 Elizabeth Street, a thoughtfully renovated brick bungalow in the sought-after Grimsby Beach district. Set on an impressive 191-foot deep lot, this charming home blends character, modern updates, and an unbeatable location steps from the lake and the historic Elizabeth Street Pumphouse. Perfect for first-time buyers, downsizers, or those seeking a peaceful lakeside retreat. Inside, a warm slate-tiled entryway leads to a spacious open-concept living and dining area featuring luxury vinyl plank flooring, crown moulding, and pot lights. The living room is wired for a gas fireplace or TV wall mount (gas line in place). The updated kitchen offers slate tile, a gas stove, ample cabinetry, laminate countertops, a pantry, and an above-range microwave. Originally a 3-bedroom home, the current layout features 2 bedrooms plus a versatile den, office, or mudroom with a closet and laundry rough-ins-easily converted back to a 3rd bedroom. The primary bedroom includes a stylish barn door, while the second bedroom features a wardrobe and crown moulding. The fully renovated 4-piece bathroom boasts porcelain tile, a quartz vanity, a new window, and a luxurious soaker tub. Key mechanical updates include basement waterproofing (2020), a sump pump, new basement wiring, and an updated water shutoff. Shingles and roof plywood were replaced in 2023, and a brand-new deck was added in 2025 for outdoor dining and entertaining. Enjoy a relaxed lakeside lifestyle with the beach, walking trails, parks, schools, and downtown Grimsby just a short stroll away, plus quick 2-minute QEW access for easy commuting. Move-in ready and full of character!

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,848
Lot Size72.5 ft x 191 ft
mls© NumberX14080342
Listed ByEXP REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$404
Heat allowance
$150
Housing costs
$3,881 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$119,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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