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Town Ward 3, Peterborough
$425,000
A detached home in Peterborough for $425,000. 3 bedrooms, 2 bathrooms, updated kitchen, parking for two and flexible possession. Renovated (2021) 2-storey century home delivers. Nestled on a quiet street in the heart of central Peterborough, directly across from a park and just steps from the Otonabee River waterfront, scenic trails, downtown shops, cafés, restaurants, and the Trent Express, this charming 3-bedroom, 2-bathroom home offers the perfect blend of character, modern updates, and an unbeatable walkable/bikeable lifestyle. Full of character, the home showcases its original staircase and trim, complemented by fresh modern paint tones throughout. The eat-in kitchen features a custom-built banquette and handcrafted butternut dining table, quartz countertops, stainless steel appliances, newer cabinetry, updated electrical, modern lighting, under-cabinet lighting, and two walk-outs; one to a cozy covered porch enclosed on three sides and one to a sun-drenched deck. The main floor also offers a convenient bedroom, a 3-piece bathroom with walk-in shower and newer vanity, plus in-closet laundry. Upstairs, you'll find two spacious bedrooms with large closets and bright windows, an updated 4-piece bathroom with newer tile, vanity, toilet, and fixtures ... plus an alcove area that makes for a cozy office space or a crafting/reading nook. Additional updates include laminate flooring throughout and an owned hot water tank less than a year old. Outside, enjoy a charming covered front porch, parking for three vehicles, and a private backyard with an oversized shed ideal for a workshop, hobby space, or additional storage. Just minutes from schools, grocery stores, Peterborough Regional Health Centre, Highway 115, and all the conveniences of downtown, this home is an excellent opportunity for first-time buyers, investors, or those looking to capitalize on its strong student rental potential.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,608 |
| Lot Size | 32 ft x 97 ft |
| mls© Number | X13818088 |
| Listed By | RE/MAX HALLMARK EASTERN REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,175
- Property tax
- $301
- Heat allowance
- $150
- Housing costs
- $2,626 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$81,000
gross annual household income
- Payment at 4%
- $1,788 / mo
- Cash down
- $85,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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