204 O'Carroll Avenue
Northcrest Ward 5, Peterborough
$649,900
Old Teachers College Area! Charming Cape Cod-style family home in one of Peterborough's most desirable heritage neighbourhoods. Set on a mature 80' x 100' lot with a private fenced backyard, large deck, and double garage. Features four bedrooms, original hardwood floors and trim, cozy paneled den, one wood-burning and two decorative electric fireplaces, powder room, sunny kitchen, and new gas circulating boiler (2024). Steps to downtown, Rotary Trail, and shops. Pre-inspected Home.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $7,104 |
| Lot Size | 80 ft x 100 ft |
| mls© Number | X13480512 |
| Listed By | Century 21 United Realty Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $592
- Heat allowance
- $150
- Housing costs
- $4,068 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$125,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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