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Price Change$450,000

426 Wolsely Street

Northcrest Ward 5, Peterborough

$425,000

Detached|1 1/2 Storey
3 | 1 | 3
About this home

PRICED TO SELL! A cozy home that is perfect if you are looking to downsize, invest or take your first step into the real estate market! This charming, detached 3-bedroom home sits on a beautiful 55 x 100 foot lot with public transit right at your front door. The functional layout offers a spacious entrance, 2 bedrooms along with the laundry facilities conveniently situated on the main floor. Perfect, if you don't want to be climbing stairs. The much larger room on the top floor overlooks the huge backyard and can serve as a recreation room, home office or 3rd bedroom. Leave it as is or use your imagination to transform the backyard into a great hosting space for family gatherings or to work on your dream garden! Lots of space back there! The unfinished basement offers plenty of storage room. Air conditioner and furnace were replaced in 2025 and Whole Home Water Conditioning System also installed the same year. Close to all amenities and nature itself, including the beautiful Otonabee River and Little Lake, both just minutes away! Conveniently located in the Teacher's College area of the city and only 8 minutes to Trent University or 12 minutes from Fleming College, it is the perfect location for post-secondary students in the family. Don't miss the opportunity to invest in this gem of a house and neighbourhood!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$3,574
Lot Size55 ft x 100 ft
mls© NumberX13691000
Listed ByREMAX YOUR COMMUNITY REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,175
Property tax
$298
Heat allowance
$150
Housing costs
$2,623 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $85,000
25-yr amortization

Income needed

$81,000

gross annual household income

Payment at 4%
$1,788 / mo
Cash down
$85,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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