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Listed 1 month ago

385 Stewart Street

Town Ward 3, Peterborough

$649,000

Detached|2 1/2 Storey
4 | 3 | 2
About this home

Welcome to 385 Stewart Street, a stunning 1909 Century home in the heart of Peterborough, where timeless character meets thoughtful modern updates. This beautifully maintained 4-bedroom, 3-bathroom home showcases an exceptional blend of original craftsmanship and functional living. Inside, you'll find beautiful original stained glass, intricate plaster work, hardwood flooring, and preserved historic details, some of which have been highlighted by contractors as original to the home - including select wallpaper and tile elements. These features, paired with bright, sun-filled spaces, create a warm and truly one-of-a-kind atmosphere. The layout offers versatility for both family living and entertaining, including a separate business space with its own private entrance and waiting area, perfect for entrepreneurs, professionals, those working from home and in-law suite capability. Recent updates bring modern comfort to this classic home. All major appliances (fridge, dishwasher, washer, and dryer) were purchased in 2025, and the main floor bathroom has been fully renovated and expanded from a powder room into a beautifully finished full bath with elevated finishes. The basement bathroom has also been refreshed with new flooring, paint, toilet, vanity, and accessories. Additional features include solar panels, offering increased energy efficiency and long-term savings. The finished attic provides a rare, and flexible bonus space, perfect for a studio, home office, or private retreat. Located close to downtown amenities, schools, and parks, this home offers a unique opportunity to own a piece of Peterborough's history while enjoying the benefits of modern updates and live-work potential.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size3000-3500 sq. ft.
Property Tax$7,223
Lot Size40 ft x 116 ft
mls© NumberX13742554
Listed ByeXp Realty, Brokerage

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,322
Property tax
$602
Heat allowance
$150
Housing costs
$4,074 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,800
25-yr amortization

Income needed

$125,000

gross annual household income

Payment at 4%
$2,731 / mo
Cash down
$129,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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