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Listed 1 month ago

132 Joseph Street

22 - East of Sir John A. Blvd, Kingston

$499,900

Detached|Bungalow-Raised
3 | 2 | 3
About this home

Welcome to 132 Joseph Street, a well-maintained 5-bedroom, 2-bathroom home offering a functional layout and plenty of space for families, multi-generational living, or those looking for extra room to grow. The main level features three conveniently located bedrooms, a bright 4-piece bathroom, beautiful hardwood flooring, and a welcoming living area. Sliding glass doors lead directly to the raised deck, creating an ideal space for indoor-outdoor living and entertaining. Surrounded by mature trees, the private backyard offers a peaceful setting to relax, unwind, or enjoy time with family and friends. The basement provides excellent flexibility with two additional bedrooms, a second bathroom, and plenty of potential to create a recreation room, home office, gym, or additional living space to suit your needs. For added peace of mind, the home is equipped with a security system that is included in the sale. Conveniently located close to schools, parks, shopping, and everyday amenities, this is a fantastic opportunity to own a spacious home in a desirable Kingston neighbourhood.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,244
Lot Size67 ft x 126.94 ft
mls© NumberX13755650
Listed ByGORDONS REAL ESTATE BROKERAGE LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$270
Heat allowance
$150
Housing costs
$2,979 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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