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Listed 3 months ago

92 ELM Street

22 - East of Sir John A. Blvd, Kingston

$499,000

Detached|Bungalow
2 | 1 | 2
About this home

Step into 92 Elm Street-a classic, light-filled home offering exceptional space and modern versatility just steps from Princess Street and Queen's University! Designed with smart spatial flow, the sprawling front living area creates an immediate sense of openness and welcoming warmth, leaving ample room for your creative vision. At the heart of the home, you'll discover a surprisingly large, centrally located kitchen that serves as the perfect hub for daily living and entertaining, seamlessly connecting to a dedicated laundry area, full bath, and two tucked-away rear bedrooms offering maximum privacy. Outside, the property features a remarkably large backyard-a rare and coveted sanctuary for such a central, highly walkable location. Combining generous interior proportions, prime outdoor space, and unmatched convenience, this Elm Street residence delivers effortless style and rare upside in one complete package!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,261
Lot Size35 ft x 66 ft
mls© NumberX13592604
Listed ByKELLER WILLIAMS INSPIRE REALTY, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,554
Property tax
$272
Heat allowance
$150
Housing costs
$2,976 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,800
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,100 / mo
Cash down
$99,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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