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Listed 1 month ago

196 York Street

22 - East of Sir John A. Blvd, Kingston

$424,900

Detached|1 1/2 Storey
4 | 2 | 1
About this home

Situated in a desirable downtown neighbourhood within walking distance to Queen's and the downtown core, this home offers a functional layout in a location that remains consistently in demand. The current configuration features two bedrooms on the upper level and two on the main floor, with a full bathroom on each level-well suited for family living or shared accommodations. The main floor also includes a spacious eat-in kitchen and convenient main-floor laundry. The interior is completely carpet-free, creating a clean, low-maintenance living space. Outside, the generous backyard provides room to relax, garden, or potentially add additional parking. Notable updates include a newer rented gas furnace, new stove, metal roof (2020), and a custom steel front door for added durability and security.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,617
Lot Size30 ft x 132 ft
mls© NumberX13753846
Listed ByROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,175
Property tax
$301
Heat allowance
$150
Housing costs
$2,626 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $84,980
25-yr amortization

Income needed

$81,000

gross annual household income

Payment at 4%
$1,788 / mo
Cash down
$84,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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