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22 - East of Sir John A. Blvd, Kingston
$399,000
For me, the intersection of Raglan Road and Bagot Street marks the centre of the Inner Harbour. The Cataraqui River is just to the east, McBurney Park a few blocks to the south-west, and the downtown core a seven-minute walk along Bagot. It is the city's most vibrant neighbourhood, salted now with coffee shops and yoga shacks, pizza joints and thrift shops. Gentrification has changed much about the neighbourhood's demographics and politics, as well as the streetfronts and insulation values, but the Swamp Ward's history sits close to the surface still. There are abandoned coal delivery laneways tucked behind many of the homes, like hidden seams in a quilt. Old newspaper headlines stuffed into the walls, next to the horsehair. I wouldn't live anywhere else. If you feel the same way, 523 Bagot St may provide you with an inexpensive way to set up shop. A detached home with a metal roof and parking for two cars offered for under $400,000 is rare. Add to that the pine floors like a hive's worth of warmed honey in the upstairs loft (a splendid second bedroom with a weekend's work), the clawfoot tub, the 2024 furnace and air conditioning, and that lure begins to feel irresistible.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,166 |
| Lot Size | 27.82 ft x 41.63 ft |
| mls© Number | X13813310 |
| Listed By | CENTURY 21 HERITAGE GROUP LTD., BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,042
- Property tax
- $264
- Heat allowance
- $150
- Housing costs
- $2,456 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$76,000
gross annual household income
- Payment at 4%
- $1,679 / mo
- Cash down
- $79,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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