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Listed 3 months ago

96 Elgin Street

Lindsay, Kawartha Lakes

$599,000

Detached|2-Storey
4 | 3 | 3
About this home

Charming detached home in a family-friendly neighborhood, set on a beautifully maintained 57 203 ft lot surrounded by mature trees. Enjoy a spacious covered front porch-perfect for morning coffee and quiet relaxation. The bright foyer opens into a welcoming eat-in kitchen complete with a chef's walk-in pantry. The open-concept living and dining area provides an ideal layout for a growing family, while a naturally lit sunroom offers the perfect retreat for plant lovers. A separate cozy family room with a fireplace connects through the laundry area and 2-pc powder room to a functional mudroom with built-in storage and a walkout to the rear deck. The upper level features four generous bedrooms and a well-appointed 5-piece bathroom. The fully finished basement includes a spacious recreation room with a fireplace, additional bedroom, 3-pc bathroom, utility area, and a large cold room/cantina-ideal as an in-law suite or guest accommodation. Step into the entertainer's backyard showcasing gorgeous landscaping, a large deck with built-in bar top, and a hot tub-an outdoor oasis perfect for hosting family and friends.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$4,683
Lot Size57.55 ft x 203.88 ft
mls© NumberX13593242
Listed ByCMI REAL ESTATE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$390
Heat allowance
$150
Housing costs
$3,606 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$111,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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