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New4 days ago

19 Margery Avenue

452 - Haig, St. Catharines

$365,000

Detached|Bungalow
2 | 1 | 1
About this home

Welcome to this charming bungalow nestled in a highly desirable St. Catharines neighbourhood. This delightful home features a vinyl exterior, offering both durability and aesthetic appeal. With 2 bedrooms and 1 full bath, this would be a perfect starter home or investment. Currently tenanted. Please read ALL documents found under supplements.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,473
Lot Size35 ft x 113.3 ft
mls© NumberX14109060
Listed ByROYAL LEPAGE NRC REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,868
Property tax
$206
Heat allowance
$150
Housing costs
$2,224 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $73,000
25-yr amortization

Income needed

$68,000

gross annual household income

Payment at 4%
$1,536 / mo
Cash down
$73,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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